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Snowball or Avalanche? How to Pay Off Debt Based on Who You Are, Not Just What You Owe avalanche budgeting debt management financial goals financial literacy snowball Sep 22, 2025

Paying off debt is usually framed as a math problem. But if you’ve ever felt stuck, scared, or ashamed while looking at your balances you already know that debt is emotional.

And that’s OK.

The good news? There are multiple ways to tackle debt, and you don’t have to choose the “smartest” method. Y...

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