Every decision we make costs something—time, money, or energy. And during summer, when everything speeds up and slows down at the same time, knowing how to spend each currency is a game-changer.

And with Memorial Day weekend around the corner, it’s the perfect chance to practice.

⏳ Time

You don’t...

Let’s be real—summer can get expensive fast.

Between travel, kids’ camps, rising electric bills, and more Target runs than you’d like to admit, summer can sneak up on your wallet.

But with a little planning (and some boundaries), you can create a summer that’s both fun and financially grounded.

S...

Life doesn’t always give you a heads-up—and neither do your finances.

Whether you’re going back to school, switching jobs, preparing for a new baby, or relocating unexpectedly, big transitions usually come with big price tags. But here’s the thing: with a little foresight, your budget can flex with...

April might be Financial Literacy Month, but your money journey doesn’t end when the calendar flips.

If you spent the last few weeks learning, reflecting, or just trying to get your finances under control—take a moment to celebrate that. Progress counts, even when it’s messy.

Now, let’s keep that ...

It’s not just your closets that need a little spring cleaning—your money might too.

As the weather warms up and routines shift, now is the perfect time to pause, reflect, and realign your finances with your current goals. Whether you're recovering from tax season or prepping for summer spending, th...

Why Financial Education Matters Now More Than Ever

Let’s be honest—most of us didn’t get a solid financial education growing up. Sure, we learned how to calculate compound interest in math class (maybe), but we didn’t learn how to budget, how to manage debt, how to build wealth, or how to use money...

Money is one of the most important things in our lives, yet it’s also one of the hardest things to talk about. Whether it’s splitting the check with friends, discussing salaries at work, or teaching kids about spending and saving, these conversations can feel uncomfortable—even taboo.

But avoiding ...

First Things First: If You Need It, Use It

Let’s be real—tax refunds aren’t extra money, they’re YOUR money coming back to you. And if you’ve been waiting on this refund to catch up on bills, handle car repairs, or cover something your kids need, that’s okay. Taking care of immediate needs is a sma...

 1. The Power of the Hustle

Detroit is built on grit, innovation, and multiple streams of income—from Motown legends to entrepreneurs making moves in the city. The lesson? One income stream isn’t enough.
 

💡 Money Tip: Think like a Detroiter—diversify your income through side hustles, investing, or...

Every March, we see shamrocks, four-leaf clovers, and lucky charms everywhere. 🍀 And while a little luck never hurts, let’s be honest—financial success isn’t about luck. It’s about strategy.

The truth? The people who seem “lucky” with money are usually just making intentional financial moves behind...

Let’s be real—sometimes, “treat yourself” turns into “oops, I blew my budget.”

There’s nothing wrong with spending money on things that bring you joy. In fact, financial self-care is about aligning your spending with what truly makes you feel good—both in the moment and in the long run.

So, how do...

Change is coming—faster than many of us expected.

If you work for the federal government or in a government-adjacent role, you’ve likely heard about the Department of Government Efficiency (DOGE) Initiative and the uncertainty it’s bringing. In real time, thousands of jobs are being restructured, r...