Start Where You Are: A Mid-Year Money Check-In That Actually Helps

It’s June—which means we’re already halfway through the year. 😳
If that made your stomach flip a little, you’re not alone.

But this check-in isn’t about shame, hustle, or playing catch-up. It’s about curiosity. It’s about taking a breath, looking at your money with fresh eyes, and giving yourself permission to shift gears.

No spreadsheet panic required.

Why a Mid-Year Check-In Matters

A lot can happen in six months—raises, layoffs, surprise expenses, new goals, big wins, burnout, all of it.
So before you launch into another budget or beat yourself up for what didn’t happen, let’s pause and reflect.

This check-in is for you if:

• You set financial goals in January and haven’t looked at them since

• You’ve felt stuck, overwhelmed, or off track

• You’re ready to actually feel better about your money this year

Step 1: Reflect

What’s been working so far this year?
What choices have made you feel proud, peaceful, or in control?

Maybe you’ve been consistent with saving. Maybe you canceled that thing you never used. Maybe you finally had “the money talk” with your partner.

👉 Write those wins down. They matter.

Step 2: Release

What hasn’t served you?
Where are you holding onto guilt, unrealistic expectations, or someone else’s goals?

This is the moment to let go. Of the fancy financial plan that never fit your real life. Of the belief that you have to fix everything right now. Of the hustle culture lie that says if you didn’t hit every target, you failed.

Nope. You’re learning. And learning is movement.

Step 3: Refocus

Now, pick one next move.

Not five. Not ten. Just one.

What’s one step you can take in the next 30 days to support your financial wellness?

Here are some ideas:

• Open a high-yield savings account for your emergency fund

• Review (or finally make) a debt repayment plan

• Have a money conversation with someone you trust

• Set a summer spending boundary that protects your peace

• Use my Paycheck Playbook® to give your income a job

Let this one move be your focus. That’s your job for the next month.

Want Help Getting Clear on Your Next Move?

Head to the Resource Center to grab the Magic Number Worksheet—a free tool to walk you through this exact check-in with space to reflect, release, and refocus. It’s the first step toward a plan that actually fits your life.

And if you want to talk it through with me?
Book a 1:1 Power Hour at darlabishop.com/power. We’ll cut through the noise and build a real plan—fast.

You don’t need a reset.
You just need a direction.