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How to Use Your 3 Currencies (Time, Money, Energy) Wisely This Summer

financial goals financial wellness mindset motivation three currencies May 21, 2025

Every decision we make costs something—time, money, or energy. And during summer, when everything speeds up and slows down at the same time, knowing how to spend each currency is a game-changer.

And with Memorial Day weekend around the corner, it’s the perfect chance to practice.

⏳ Time

You don’t get it back. Where do you want your time to go this summer? With family? On your business? Toward rest?  Start by looking at your holiday weekend plans. Are you spending time with people who truly matter to you? Have you built in moments to rest and recharge?

πŸ’Έ Money

This is prime sale season—but that doesn’t mean you have to buy everything in your feed. Memorial Day sales can be great if you shop with intention.  Make a short list of what you actually need (think: sunscreen, sandals, maybe a grill tool or two), and skip the endless scrolling.

⚑ Energy

Social plans, travel, hosting guests—it all takes energy. If you’re headed to a BBQ or hosting a get-together, budget recovery time too.  Think of it like a recharge budget: a walk, a nap, or just 30 minutes of alone time after the holiday rush.

Bottom line: Your summer starts now. Spend your three currencies with the same care you’d give your money—because they’re all equally valuable.

Take the 3 Currencies Self-Assessment (coming soon!) or revisit my podcast episode with Angela Moore on this topic to see where you might be overspending without realizing it.

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